شروط بنك التسليف الجديدة 1443 لجميع أنواع القروض

In 2006, the capital of the Social Development Bank or the Saudi Credit and Savings Bank was raised to a capital of 6 billion Saudi riyals, and in 2007 the bank began providing interest-free loans to small and emerging enterprises. Savings and savings in general, then in 2008 10 billion Saudi riyals were added to the general capital of the bank, and in 2011 the bank’s capital became 36 billion Saudi riyals, and in 2013 the bank’s capital became 46 billion Saudi riyals, and in 2016 it was issued The decision of the Council of Ministers in the Kingdom of Saudi Arabia, which decided to name the bank as the Social Development Bank. [1]

Credit Bank branches in Saudi Arabia

The Savings and Credit Bank, or what is known as the Social Development Bank, has many branches in various regions of the Kingdom of Saudi Arabia, and here we put the names of all branches of this bank in Saudi Arabia:

• A branch of the Credit Bank in Qurayyat.
• Credit Bank branch in Arar.
• Credit Bank branch in Tabuk.
• Branch of Credit Bank in Al-Jouf.
• Credit Bank branch in Hafr Al-Batin.
• Credit Bank branch in Hail.
• Credit Bank branch in Buraidah.
• Credit Bank branch in Majmaah.
• Riyadh Women’s Branch of Credit Bank.
• Dammam Women’s Branch.
• Credit Bank branch in Al-Ahsa.
• Credit Bank branch in Dawadmi.
• A branch of the Credit Bank in Medina.
• Credit Bank branch in Yanbu.
• The Women’s Credit Bank branch in Jeddah.
• Branch of Credit Bank in Taif.
• A branch of the Credit Bank in Makkah Al-Mukarramah.
• A branch of the Credit Bank in Wadi Al-Dawasir.
• Credit Bank branch in Bisha.
• Credit Bank branch in Al Baha.
• A branch of the Credit Bank in Al-Qunfudhah.
• Credit Bank branch in Khamis Mushait.
• The branch of the Credit Bank in Jazan, the women’s section.
• Credit Bank branch in Najran.

Conditions of self-employment loan for women Credit Bank 1443

New Credit Bank Terms 1443

There are many conditions for obtaining a loan from the credit bank or the Social Development Bank in the Kingdom of Saudi Arabia. The conditions of the credit bank vary according to the type of loan between family loan, marriage loan, restoration loan, self-employment loan or divorced loan:

Family loan terms Credit Bank 1443

The conditions for a family loan in the Credit and Insertion Bank in the Kingdom of Saudi Arabia are:

• The age of the applicant for a family loan from the credit bank must be less than 70 years, and the sponsor must be less than 55 years old.
• The monthly income of the person applying for a family loan should not exceed 12,500 Saudi riyals.
• The income of one individual from the entire family should not exceed 3000 Saudi riyals, and this is calculated by collecting the salaries of family members and dividing them by the number of members of the same family.
• That the unemployed and single children of males and females be counted if each of them does not exceed 24 years of age.
• A woman has the right to apply for a family loan from the Savings and Credit Bank in the Kingdom of Saudi Arabia if this woman is divorced, widowed, or has a family of one or more children with only one child.
• The maximum financing limit for individuals aged 60 to 65 years is only 30,000 Saudi riyals.
• If the individual is from 65 to less than 70 years old, in this case he will receive a maximum of 18,000 Saudi riyals.

Conditions of Marriage Loan Credit Bank 1443

As for the conditions for a marriage loan in a credit bank in the Kingdom of Saudi Arabia, they are:

• The age of the applicant for a marriage loan should not be more than 70 years, and the sponsor’s age should not be more than 55 years.
• The monthly income of the person applying for the marriage loan should not be more than 12,500 Saudi riyals.
• That this is the first time that the applicant marries in his life, and he has never been married before.
• The applicant must be a Saudi national, or a holder of one of the nationalities of the Gulf Cooperation Council countries.
• The applicant must submit to the credit bank an official document from the concerned authorities proving the consent of a foreign woman to marry him.
• The person wishing to obtain a marriage loan from the credit bank must submit a marriage contract attested by one of the Saudi courts, and the date of the contract should be less than two Hijri years.
• The applicant for a marriage loan from the age of 60 to 65 years gets a maximum amount of 30,000 Saudi riyals.
• The applicant for a marriage loan from the Savings and Credit Bank, who is between 65 and 70 years old, gets a maximum of 18,000 Saudi riyals.

Conditions of the restoration loan Credit Bank 1443

As for the conditions of the restoration loan at the Savings and Credit Bank in the Kingdom of Saudi Arabia, they are the following:

• The age of the applicant for a restoration loan from the Savings and Credit Bank should not be more than 70 years, and the sponsor should not be more than 55 years old.
• The age of the applicant for obtaining a restoration loan from the Savings and Credit Bank in Saudi Arabia should not be less than 21 years.
• The salary of the applicant for the restoration loan should be less than 12,500 Saudi riyals.
• The applicant for a restoration loan from the Savings and Credit Bank must have a special deed for the property he wishes to restore, and the deed of the property must be certified by the concerned authorities.
• The property must have been built more than 5 years ago.
• The period of transfer of real estate ownership between first-degree relatives shall not be less than 2 years, and the transfer period of real estate ownership between non-relatives shall not be less than one year.
• The area of ​​the property shall not be less than 1000 square meters.
• The applicant for the restoration loan from the Social Development Bank should pay the mortgage installments if the property was mortgaged to the Ministry of Housing or to the Saudi Real Estate Development Fund.
• If the property is a popular house, the maximum financing amount in the loan is 30 thousand Saudi riyals.
• If the property is a mud house, the maximum amount of the restoration loan is 18,000 Saudi riyals.
• If the property is built of concrete, the maximum renovation loan for this property is 60,000 SAR.
• If the age of the person applying for the restoration loan is between 60 and 65 years, he will receive a loan of a maximum of 30,000 Saudi riyals.
• If the age of the person applying for the restoration loan is more than 65 years, he will receive a loan of a maximum of 18,000 Saudi riyals.

Conditions of self-employment loan Credit Bank 1443

As for the special conditions for obtaining a self-employment loan from the Savings and Credit Bank in the Kingdom of Saudi Arabia, they are:

• The applicant for a self-employment loan from the Savings and Credit Bank should be exclusively Saudi.
• The age of the applicant for a self-employment loan should not exceed 60 years, and the sponsor’s age should not exceed 55 years.
• The age of the applicant for a self-employment loan should not be less than 18 years.
• The applicant for a self-employment loan at the credit bank must obtain a document for self-employment from the Ministry of Human Resources with all other licenses.
• The salary of the applicant for a self-employment loan should not exceed 14,000 Saudi riyals.
• That the person presents all the guarantees required by the bank in order to obtain the required financing.
• The applicant for the self-employment loan should not have obtained any prior financing of the same type from the Social Development Bank (the Credit and Savings Bank).
• The person is obligated to pay the installments due from the loan on the specified date of each month.

Credit Bank loan terms for divorced women 1443

The conditions of the credit bank for divorced women are the following:

• The applicant for a loan for divorced women must prove a legal deed or a document from the civil registry confirming the occurrence of the divorce.
• The applicant for a loan for divorced women must submit a document from the Saudi civil status to prove the applicant’s social status.
• Submit a copy of the applicant’s own ID, proving her Saudi nationality.
• Submit a copy of the sponsor’s ID.
• Fill out Form 105 electronically and then print it from the applicant’s account to obtain the loan through the electronic outlets of the Credit Bank.
• Submit a definition of the sponsor’s salary, certified by its employer, provided that the period does not exceed two months.
• Submit an identification of the applicant’s original IBAN account number, and it must be certified and stamped by the Saudi Credit Bank.

Inquire about the credit bank, how much is left?

Conditions of the second loan from the Credit Bank 1443

A second loan can be obtained from the Savings and Credit Bank in the Kingdom of Saudi Arabia with various types of loan, but with specific conditions for each type of these loans, and here we shed light on these conditions in full:

Conditions of the second family loan Credit Bank 1443

The Savings and Credit Bank in the Kingdom of Saudi Arabia requires all those wishing to obtain a second family loan from the bank the following conditions:

• The applicant must obtain a second loan from the Savings and Credit Bank by paying all sections of the first loan.
• To fulfill all the conditions and requirements for obtaining a second family loan from the Credit Bank, bearing in mind that the maximum value of this loan is only 60,000 Saudi riyals.
• A sponsor must be present for the person applying for the second family loan from the Saudi Credit Bank.

Conditions of the second marriage loan Credit Bank 1443

The terms of the second marriage loan from the Savings and Credit Bank in the Kingdom of Saudi Arabia are:

• To be the only wife deceased.
• That the divorce occurred with the first wife before consummation of the marriage with her.
• A sponsor must be present for the person applying for a marriage loan for the second time.
• All general conditions set for obtaining a second marriage loan must be met.

Conditions Second restoration loan from the Credit Bank 1443

The credit bank set a set of conditions for obtaining a second restoration loan from the credit bank, and these conditions are:

• A full 8 years have passed since the time of applying for the first restoration loan, in case the person wants to obtain the loan a second time on the same property.
• That the applicant for a second restoration loan from the credit bank has paid all sections of the first loan.
• To fulfill all the conditions and requirements set for obtaining a second restoration loan from the Savings and Credit Bank.
• A sponsor must be present for the person applying for the second restoration loan from the Savings and Credit Bank.

Terms of the sponsor in the credit bank

There are a set of conditions that the guarantor must meet in order to be approved as a guarantor for the person applying for one of the loans offered by the Savings and Credit Bank in the Kingdom of Saudi Arabia:

• The sponsor must be a Saudi national and not be more than 55 years old.
• That the sponsor undertakes and acknowledges the guarantee.
• The sponsor must fill in the required data in the personal guarantee form provided by the bank.
• The sponsor must enter all the required data about his valid personal identity and his full address.
• The guarantor must write his mobile number in the guarantee form provided by the bank.
• That the sponsor agrees that the bank deduct the value of the loan dues from the entity where he works without any restrictions or conditions.
• The sponsor agrees to deduct the bank’s dues in one go in case the loan holder changes his workplace without informing the bank of that.
• The sponsor shall not demand the suspension of the guarantee, the reduction of the discount, or the suspension of the validity of the guarantee if the loan holder is late in paying the value of his monthly dues.
• The employer who works for the sponsor must agree to the monthly deductions due to the bank.
• The employer who works for the sponsor acknowledges that it will inform the credit bank in the event the sponsor changes his place of work and seize all his financial dues in this case.
• The employer who works for the sponsor refuses to transfer him to another agency before informing the bank of this, unless the sponsor submits a financial disclaimer of the loan.

Conditions for taking a second loan from the Credit Bank 1443

Inquiry about the remaining installments of the Credit Bank 1443

The rest of the sections of any loan from the Savings and Credit Bank can be inquired very easily by following the following steps: [2]

• Entering the official website of the Bank on the Internet directly “from here”.
• Log in to the personal account of the bank by following the following steps:
  • Add the national ID number or the civil registry number for the user.
  • Add password.
  • Click on the “Enter” option.
• Click on “E-Services”.
• Determine the loan that the person wishes to inquire about its installments.
• Click on “Account Statement”.
• By following the previous steps, the business can know all the installments incurred in this loan.

Link to the official website of the Savings and Credit Bank

The Savings and Credit Bank in the Kingdom of Saudi Arabia has an official website, which offers through this website a wide range of electronic services to all customers. from here”.

Inquiry about the remaining installments of the credit bank by ID number

that New Credit Bank 1443 terms for all types of loans It is one of the important things that all those wishing to apply for a bank loan must review, and ensure that it is fully available so that the applicant’s request to obtain the required loan is accepted.